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About Us Our History
Nothing can be more challenging than recounting a history of an organization like Coast Central Credit Union. Since its beginnings, our credit union has had more threads of information, data and perceptions than found on the amazing Technicolor Dreamcoat. Ask anyone who has been a member for some time - you'll hear a different perception of our credit union's history each time.
In this retelling of our history, we have drawn on actual minutes and the memories of Board members and long-time credit union members who have watched the tremendous growth of our financial institution over an almost sixty-year span. All persons and records have pretty much agreed with one premise: the credit union movement has been alive and well here on the North Coast since the 1950s.
Planting Our Roots
Even though we found some records of several Grange credit unions in Humboldt and Del Norte counties that were started as early as 1939, our actual credit union's roots can be traced back to the Humboldt County Employees Federal Credit Union (HCEFCU) which started in 1950. According to minutes kept by Evanne Wheeler, Dorothy Shirek-Smith was our first Charter member. Dorothy was elected as the Board's President and served on the Board until 1971.
1950: Humboldt County Employees Federal Credit Union (HCEFCU) was formed.
1959: Klamath-Trinity Community Credit union was formed in Hoopa. This became a part of our credit union "tree" twenty years later.
1964: Steve Antongiovanni was appointed part-time Treasurer-Manager and took over the books.
1968: HCEFCU opened an office at 5th and O Streets, Eureka.
1971: HCEFCU paid its first quarterly dividend in May.
1971: Eureka City Employees Federal Credit Union liquidated and members joined HCEFCU.
1972: HCEFCU purchased the building located at 3rd and K Street, Eureka where it operated its office and rented space to Simpson Redwood Federal Credit Union.
1973: Steve Antongiovanni was hired as full-time Treasurer-Manager of HCEFCU. He later became President/CEO and continued until his retirement in 1990.
1974: HCEFCU published its first monthly newsletter, "The Forerunner."
1974: 21 credit unions coexisted within our current tri-county area. Of those, twelve merged with HCEFCU (later to be named Coast Federal Credit Union).
1974: HCEFCU pledged a $25,000 share deposit in the new Redwood Central credit union.
1974: Redwood Central held its first meeting in September.
1975: HCEFCU celebrated its 25th anniversary and completed a merger with Medical Employees Federal Credit Union.
1975: Opened an office in St. Bernard's High School, listed as Member Services Branch #3.
1976: NCUA approved a name change of HCEFCU to Coast Federal Credit Union.
1976: Rented five offices in Dinsmore Building (one for Redwood Central, one for Simpson and three for Coast's "oversized operation").
1977: Coast Federal opened an office in Crescent City.
1978: Coast Federal opened an office in Valley West Shopping Center, Arcata.
1978: Klamath-Trinity Community Credit Union merged with Redwood Central Credit Union.
1978: Redwood Central Credit Union opened office in Rio Dell and closed it shortly after.
1979: Redwood Central (a state-chartered credit union) and Coast Federal (a federally chartered credit union) merged. The merged entity became Coast Central Credit Union, a state chartered credit union, on July 18th. As a "community chartered" credit union, Coast Central's field of membership included all of Trinity and Del Norte counties and a portion of Humboldt county.
1980: Arcata Plywood Federal Credit Union merged with Coast Central Credit Union.
1981: Opened offices on Harrison Avenue, Eureka and on Main Street, Fortuna.
1981: Trinity Alps Community Credit Union merged with Coast Central Credit Union.
1981: Opened a new member services branch in Weaverville.
1984: Brought checking account processing in house (previously handled by Security Pacific).
1984: Coast Central became a California corporation on March 19, 1984.
1987: Converted to UltraData Systems as our mainframe data processor.
1987: Opened a new member services branch at 4th and J Streets in Eureka.
1988: Opened a small member services branch in the Bayshore Mall, one of the first financial institutions to be open seven days a week.
1988: Expanded community charter to include most of Humboldt County.
1989: Opened a new member services branch in Hoopa (originally operating out of a motel room) at the former Security Pacific location.
1989: Began our own network of ATM’s. Became the first financial institution to have ATMs in local Safeway and Co-op stores.
1989: Opened member services branch in Willow Creek.
1989: Remodeled and expanded Harrison Avenue member services branch.
1990: Steve Antongiovanni retired as President/CEO. Dean G. Christensen became the new President/CEO of Coast Central Credit Union.
1991: In February, Ray Noggle was appointed as Assistant Vice President, (Member) Loan Services.
1992: Expanded Arcata member services branch to double its original size and added an ATM.
1993: Opened larger member services branch in Bayshore Mall.
1994: Community charter was expanded to include all of Humboldt County, allowing Coast Central to serve all the residents of the tri-county area.
1994: Added ATM in Eureka’s Costco, only to lose it in 2003.
1995: Moved to new Glenn Street location in Weaverville.
1995: Added ATMs in Bayshore Mall’s Food Court and in Willow Creek.
1995: Dennis Hunter joined our Sr. Management Team as Vice President, Marketing in July.
1997: Opened online banking service for members. We were among the first 50 credit unions in the country to offer this service to members.
1998: In March, Robert Taborski was appointed Assistant Vice President, Member Services.
1998: Opened small office in Ray’s Food Place in McKinleyville, serving members seven days a week. Office included an ATM.
1998: Added ATMs in the Eureka Co-op store and at our Weaverville member services branch.
1999: In April, Roger Fox was appointed as Assistant Vice President, Member Loan Services.
2000: Coast Central celebrated 50 Years of serving our membership and community.
2000: In February, Glenn Powell was promoted to Vice President, Information Systems.
2001: Were recognized for the first time as the “Best Bank or Credit Union on the Northcoast” by readers of the Times-Standard.
2003: Added ATM at our Hoopa member services branch.
2005: Re-modeled and expanded Weaverville member services branch.
2005: In March, Anita Garrison was appointed Assistant Vice President, Member Loan Services.
2005: Groundbreaking ceremonies held for new two-story member services branch and member support center on Central Avenue, McKinleyville.
2007: Received “Best Bank or Credit Union on the Northcoast” award in the Times-Standard readers poll for the sixth year in a row!
2007: Michelle Rector, Board member since 2001, resigned and was replaced by Diane Leiker. Leiker served as a member of the Supervisory Committee since 1985, 20 years as its Chair.
2007: In April, Matt Dennis retired after serving 16 years as Executive Vice President.
2007: Jim Sessa was appointed as Sr. Vice President, Administration/CFO in May.
2007: Bob Boyd was appointed as Controller in May.
2007: The new 33,000 square foot Member Support Center and Member Services Branch on Central Avenue, McKinleyville was completed and opened its doors on Monday, June 25th at 9:30am. The first member transaction of McKinleyville member Sandra Garcia was received by Nate Rivera. Manager, Member Services Richard Junkin led his staff into a successful opening day.
2007: Broke through the $700 million mark in assets on July 11, 2007.
2007: Paula Mushrush appointed to the Supervisory Committee in August.
2008: Received “Best Bank or Credit Union on the Northcoast” award by Times-Standard readers for the seventh year in a row. In addition, received the “Best Real Estate Lender on the Northcoast” for the first time in the same poll.
2008: Was recognized for the first time as “Best Financial Institution” by the readers of the Triplicate (Crescent City).
2008: Established a $100,000 annual Community Investment Program. Awarded the first $50,000 in May.
2008: Also in May, Stephanie McCaleb retired after serving 19 years as our Vice President, Human Resources.
2008: Ann Jadro-Bettiga joined our Sr. Management team as our Vice President, Human Resources in June.
2008: We launched our E-Statement and E-Alert services to members in August.
2009: During one of the worst economic declines since the Great Depression, the NCUA enacted its “Corporate Credit Union Stabilization Act” and took conservatorship of the two biggest corporate credit unions including WesCorp.
2009: Was recognized as “Best Bank or Credit Union on the Northcoast” for the 8th year in a row and the “Best Real Estate Lender” for the second year in a row by the Times-Standard Readers.
2009: Was recognized for the second time as “Best Financial Institution” by the readers of the Triplicate (Crescent City).
2009: Dan Sweet was promoted to Assistant Vice President, Member Business Services in April.
2009: Surpassed $800 million in assets in June 2009.
2009: Denise Jones, Brendan McKenny and Kelly Walsh were appointed to our volunteer Board of Directors to replace Arnie Millsap who passed away in August; and Tom Noonan and Ernie Domingo who retired from the Board.
2010: In February, John Gladding was elected to our Board of Directors.
2010: In February, Sam Winston, Jr., a 42 year member of our volunteer Board of Directors, announced his retirement. In April he was named as our second Board Member Emeritus.
2010: Received “Best Bank or Credit Union on the Northcoast” for the 9th year in a row by the Times-Standard Readers.
2010: For the third consecutive year, we were recognized as “Best Financial Institution” by the readers of the Triplicate (Crescent City).
2010: On October 15, we opened our 12th member services branch – Arcata-Uniontown in the Uniontown shopping center. Richard Junkin was appointed its Manager, Member Services. By the end of December, this member services branch was serving 97 members.
2010: In November, our Arcata-Giuntoli member services branch received an exterior remodeling and a freshening of the interior.
2011: In January, we surpassed the 5,000 plateau in providing regular statements to members via E-Statements.
2011: In February, the Arcata Chamber of Commerce honored Coast Central Credit Union as Arcata’s “Business of the Year”!
2011: Were recognized as “Best Bank or Credit Union on the Northcoast” for the 10th year in a row by the Times-Standard Readers. We were also recognized as “Best Real Estate Lender” and “Best Investment Firm”.
2011: Were recognized for the fourth consecutive year as “Best Financial Institution” by the readers of the Triplicate (Crescent City). We also were recognized as providing the “Best Financial Services”.
2011: In June, we crossed over the $900 million threshold in assets. On June 15th, we had $907,765,623.18 in assets.
2011: Kristin Blair was appointed as Vice President, Member Services in August as Ches Meierding retired after 25 years of service.
2012: We launched a new state-of-the art online banking, bill pay and mobile banking service on March 20th.
2012: Were recognized as “Best Bank or Credit Union on the Northcoast” for the 11th year in a row by the Times-Standard readers. We were also recognized as “Best Investment Firm”.
2012: Were recognized for the fifth consecutive year as “Best Financial Institution” by readers of the Triplicate (Crescent City).
2013: Started the year acquiring the California members and assets of Chetco Federal Credit Union.
2013: Were recognized as “Best Bank or Credit Union on the Northcoast” for the 12th year in a row by the Times-Standard readers. Also received awards for Best Investment Firm and Best Real Estate Lender.
2013: Were recognized for the sixth consecutive year as “Best Financial Institution” by readers of the Triplicate (Crescent City).
2013: We added text banking to our suite of mobile banking products in March.
2013: Ed Christians was appointed as Vice President for Information Systems, replacing Glenn Powell, who retired after 32 years of service.
2013: Dean Hart was appointed as Vice President for Marketing and Communications, replacing Dennis Hunter, who retired after 18 years of service.
2014: Bob Moore was appointed as Vice President of Member Loan Services/Chief Credit Officer, replacing Dean Charlton, who retired after 27 years of service.
2014: Coast Central launched new brand supporting the CUNA Brokerage Services partnership (Coast Central Financial and Retirement Planning).
2014: CheckFlash (A Remote Deposit Capture product for depositing checks from mobile devices) was successfully launched in March. In three months, over 3,000 transactions were made, totaling $1.4 million in deposits.
2014: Were recognized as “Best Bank or Credit Union on the Northcoast” for the 13th year in a row by the Times-Standard readers. Received five total awards; Best Bank, Best Credit Union, Best Investment Firm, Best Mortgage Company, and Best Real Estate Lender.
2014: Were recognized for the seventh consecutive year as “Best Financial Institution” by readers of the Triplicate (Crescent City).
2014: Diane Leiker, Board member since 2007, chose not to seek re-election and Robin Bailie was elected to the vacant position. Leiker also served as a member of the Supervisory Committee from 1985 to 2007 (20 years as its Chair).
2014: Pat Brown, Board member since 1980, resigned after 34 years of service. Brown served as Chairman of the Board from 1992 to 2008.
2014: Pat Brown named Director Emeritus.
2014: Louis Bucher appointed by Board to fill Pat Brown vacancy.
2014: Bauer Financial, the nation’s leading bank and credit union rating and research firm, awarded Coast Central their prestigious Five Star rating for the 80th consecutive quarter (20 years). Furthermore, Coast Central earned an even more elite designation as a “Sustained Superiority Credit Union,” a privilege reserved for only 9% of the nation’s credit unions.
2015: Coast Central celebrated its 65th Year of serving our membership and community.
2015: Were recognized as “Best Credit Union on the Northcoast” for the 14th year in a row by the Times-Standard readers. Received three total awards; Best Credit Union, Best Investment Firm, and Best Mortgage Company/Real Estate Lender.
2015: Were recognized for the eighth consecutive year as “Best Financial Institution” by readers of the Del Norte Triplicate (Crescent City). Won a second award for “Best Mortgage Agent.”
2015: Coast Central was recognized by CUNA Brokerage Services, Inc (CBSI), as one of the Top 50 credit unions in the country (for assets under management).
2015: Coast Central surpassed 60,000 members, one third the population of the tri-county region that we serve.