Coast Central Credit Union

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Featured Rates


Loan Rates As Low As…

Auto Loans: 3.84% APR
Fixed mortgage: 3.642% APR
Adjustable mortgage:   2.574% APR


Dividend Rates As High As…

$500 certificate: 2.17% APY
$10,000 certificate: 2.22% APY
$75,000 certificate:         2.22% APY

Important notice about HeartBleed: You may have heard about HeartBleed, the recently discovered flaw in secure sites. We want to assure you that our systems are not affected by this bug, and that your information is secure.

Recently, researchers have discovered an issue with a popular encryption product known as OpenSSL. This software is used on many websites to ensure two things: 1) when you connect to (for example), you’re actually connecting to us (and not someone that’s pretending to be us); and 2) nobody is “listening in” on what you’re doing. Because of how important this software is, you can understand why the security community is so concerned. If you’d like to read more about the technical details of this bug, you can do so at

After much testing, we have determined that our websites, online banking, and mobile banking are not (and were not) affected by this bug. We have also worked with our various vendors to make sure that they were not impacted either. Your information is secure.

While your information (password, account information, etc) were not affected by this flaw, now is a good time to review some important security measures you can take to protect yourself online.

  • Change your passwords.
    Even though Coast Central’s systems were not affected and your passwords were not exposed, it’s good practice to regularly change your password. Now, while it’s on your mind, would be a good time to change them.
  • Don’t use the same password on multiple sites.
    This is hard to do, because we all have so many different websites we use. However, if you use the same password on another site that you use for Coast Central, it’s possible that someone could still have that password. If you have trouble keeping all your login information organized (and who doesn’t!), there are password managers such as LastPass that can organize and protect your passwords for you.
  • Use MultiFactor Authentication.
    Many sites offer what’s known as MultiFactor Authentication. If you’ve had to get a phone call (or text, or an email) while logging into your online banking, you have seen an example of MultiFactor Authentication. This adds another layer of protection to your account: if someone was able to guess your password, they still wouldn’t be able to log in. While Coast Central has this powerful feature turned on for everybody, some sites have it as an option. Check with them to see how to enable it.

Security is our highest priority at Coast Central. From carefully watching your credit card for theft to monitoring our systems and the security community for issues like this, we are always working to ensure that your financial well-being is protected. Of course, if you have any questions, you are always encouraged to contact us or come in to a location. We’ll be happy to help.